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Enter the basic required data—Home Price, Down Payment, Term (in years) and Interest Rate—from mortgage ads or the pre-qualification widgets on lender. Use Bankrate's loan prequalification calculator to determine your ability to qualify for a home or auto loan. step. Once you find a mortgage that could work for you, start your preapproval online and one of our Home Lending Advisors will follow up. Using the mortgage pre-approval calculator will help you determine what you can afford to spend based on your current income and liabilities. This does not constitute an offer or approval of credit. Contact a PrimeLending home loan officer for actual estimates. For example, a Conventional fixed rate.
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